Did you know that IRAs can hold CDs (Certificates of Deposit)? If you are nearing retirement and are tired of fretting over your nest egg, your best and safest return may be with a federally insured bank (FDIC) or credit union (NCUA) CD.
Although many brokers offer CDs for IRAs, the rates available are generally much lower than what you can find direct. You may have to do a little more searching and a little more work up front but you could earn $500 – $1000 more each year.
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