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A “Disclaimer Will”, sometimes referred to as a “Disclaimer Trust”, is a flexible estate planning tool that can be implemented to benefit married couples whose combined estates are approaching or exceed the lifetime exemption amount for federal estate tax, resulting in substantial tax savings to the estate of the surviving spouse. Currently, the exemption amount for 2009 is $3.5 million, and in 2011, the exemption amount will be $1 million. (There is currently no federal estate tax in 2010.) This estate planning tool can effectively double the exemption amount by preserving the first to die spouse's exemption through use of a trust.

You can, if you wish, just write your Will yourself. You do not even have to do it on a computer or have it typed out. You can simply create the necessary document by writing it out by hand. You should carry out all of the necessary legal requirements to do with witnessing it and so on, but it is perfectly possible to do everything yourself. Would it be a good idea to get at least some guidance about things, though? Read the next tip for some help.

There are mountains of ways of getting further knowledge on this subject. You can look at the internet but a much better idea is to get a book that tells you everything that you need to know. On line book shops will have a selection and you can also check your local public library if you want to carry out the research for free. You might not be able to ask questions about any queries that you have but you should be able to produce a legally valid document that should achieve the aims that you wish. Do you want to make things even easier? See the next point.

Dying without a will, closes the doors to all your friends from inheriting from you, regardless of how dear they may be to you. You will not have the choice of leaving money to your favorite charity, cause or church. The state will decide who will take care of your children. In brief, what you think, what you want, or what your opinions are regarding what happens with all your things after you die will be totally discounted, when you die without a will. You are left out of the decision-making process altogether.

Most people would first think about using a solicitor when wanting to get their Will made. This is because they have been the first choice for many generations. Also, you tend to think of going to a solicitor whenever you want anything legal preparing. You get professional service, and, hopefully, good legal advice. You also get to speak to someone who can answer all of your concerns and queries and who will create a document that perfectly fits your own particular circumstances. This can be very reassuring. However, it can be a little intimidating to go to a lawyer and is obviously inconvenient because you have to take time out to get there. There is also the question of cost to consider. Lawyers are not cheap.

The other alternative is to use a legal expert who specialises in Will Drafting. They may not be a solicitor, though. There are a large number of such companies and they are known as Will Writing Firms. They are not new, either. They have been in existence for a long time. They have the advantage of being very expert and so can answer all of your questions. Will Writing Firms are able to produce your legal document to a very professional standard. You may also find that they are more convenient, too, because they will often visit you at home or even deal with the matter by telephone. One more point to consider is that they are cheaper than a lawyer, too. The main question is how to go about finding one that you can trust